How Long You Have To Wait To Get A Mortgage After Bankruptcy

Have you ever wondered how long you have to wait to get a loan after a bankruptcy? Mortgage Programs
I wanted to let you know how the major mortgage programs treat Chapter 7 bankruptcy… FHA: 2 years from discharge date, but not less than 12 months w/extenuating circumstances. VA: 2 years from completion date. USDA: 3 years from discharge date. Fannie Mae: 4 years from discharge date, or dismissal date. Freddie Mac: 4 years from the discharge date or dismissal date. Non-QM: No wait. That’s it for today! For more information please click here |Berkshire Lending|

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