Mortgage Companies Dallas Texas | Dallas Mortgage Lenders - Berkshire Lending

Just wanted to let you know we are working on increased maximum Conventional loan amounts of $625,000 in Texas now. This is significant, because you can now use a Conventional loan to purchase a home that would have required a Jumbo loan previously. This means less down payment and lower rates. If you would like to get pricing on a Conventional loan for you, just contact our offices and we’ll get it for you! That’s it for today! For more information please visit our website | Berkshire Lending |

This is the time of year counties are sending their property tax bills out. There are two issues I see every year with regard to property taxes. …Issues that put people in tough spots. 1) Some people just don’t have the money saved up to pay their property taxes. …They might have had the money but had to use it in an emergency. …or any number of other things. 2) Some people have an escrow account on their mortgage — but their mortgage company didn’t collect properly. This often results in an arrearage… This means your payments go way up until the escrow is caught up. If you are in either one of these situations — one possible fix is to refinance. We can often refinance someone in either one of these situations, and we pay the property taxes through the new refinance loan.. …Not only that but usually at a lower rate and payment than they have now. Please let me know if you have more questions about how this refinance works. That’s it for today! For more information please visit our webs

If you are self-employed and can’t use your tax returns to prove income there are loan options for you. You can use your bank statement deposits to prove income. We have 10% down bank statement loans for purchase and refinance with good credit. Let us know if you are in this situation. We’ll be happy to help you with your home purchase! Hope you have a great day! For more information please click here| Berkshire Lending |

If you are self employed and can’t use your tax returns to prove income there are loan options for you. You can use your bank statement deposits to prove income. We have 10% down bank statement loans for purchase and refinance with good credit . Let us know if you are in this situation. We’ll be happy to help you with your home purchase! Hope you have a great day! Thanks for reading!